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Monday, 15 July 2019

VLOG aimed at the Service personnel and families moving this summer

A Basing and Infrastructure VLOG has been filmed and has now been finalised and is available on the Army YouTube page:
This VLOG is only aimed at the Service personnel and families moving this summer

Foreign and Commonwealth

The full document can be read HERE

30 Hours Free Childcare

Service Family Hot Topics - Accommodation Support

Financial Resilience - a Reminder of Sources of Support

Financial resilience: there are various support measures that are currently in place for Service Personnel. Summarised as follows: 

Money Force provides education and help to Service Personnel struggling with financial debt.

Credit Unions:

  •  Access to ‘payroll deduction’ system, enabling personnel to save with, and pay off loans from, specific credit unions. Payments are direct from salary or pension at source.
  • *Details in MOD internal document 2016DIN08-005 (Plane Saver Credit Union, London Mutual Credit Union, Police Credit Union).
  •  Pay Day loans.
  •  London Mutual (not for profit) offer a maximum of 3 months and up to £400 at an APR of 42.6% (=£24.35 in interest)
  • * PlaneSaver offer Pay Day loans of £1000 over 12 months at an APR of 26.8%.
  • * Compare to other lenders such as Quick Quid, who offer an APR of 1,294%.
  • * The Credit Union also offers longer term loans at a lower APR for larger amounts - i.e £15k at 5.9% APR – repayment direct from salary.

SIIAP is an organisation which regulates Independent Financial Advisors, specialising in providing services to members of HM Forces – all of which are FCA approved.

Please contact your local HIVE if you require further information

Army Engagement Group

Welsh Government AFC Report 2018

​Please blog the following: The Welsh Government has recently published their first Covenant Annual Report (for 2018). A copy of the report can be found at: https://gov.wales/armed-forces-covenant-annual-report-2018

Service Personnel and commercial disadvantage - please take the survey

The Armed Forces Covenant recognises that Service Personnel, Veterans and their families can have more difficulty accessing commercial products and services than other citizens, we call this commercial disadvantage.
The Armed Forces Covenant team is working closely with organisations that provide commercial products and services to identify and remove this disadvantage.
Please complete this SURVEY to help us to understand better the experiences of the armed forces community.

Armed Forces Covenant Video

A video has been released 'Did you know how the Armed Forces Covenant supports you?'

E-resource: Adjusting to life outside the Armed Forces

Coventry, Solihull and Warwickshire Armed Forces Covenant partnership launches innovative e-learning programme aimed at those leaving or who have left the Armed Forces (Service Leavers and Veterans)
Warwickshire County Council, on behalf of the Coventry, Solihull and Warwickshire Armed Forces Covenant partnership has launched an innovative e-learning resource for those who are leaving or have recently left the Armed Forces and their families.
This training programme has been designed to support those leaving or who have left the Armed Forces and helps in the process of adjusting to life outside of the Armed Forces. It addresses issues that are commonly experienced within the transition and adjustment process such as acquiring accommodation, employment, health as well as personal and family adjustment. It also raises awareness of the Armed Forces Covenant and the support that exists for veterans and their families.

The e-learning is available at https://www.armedforcescovenant.gov.uk/learning/adjusting-to-life-outside-the-armed-forces/#/ From here individuals will be able to work through different aspects of the module such as Housing, Employment, Adjusting etc .

Background: The Covenant Fund was launched in 2015 and is an annual £10 million fund from the MOD to support the Armed Forces community. On 1 Apr 18 this moved to be an independent trust; the Armed Forces Covenant Trust Fund. The Armed Forces Covenant Trust Fund has 4 broad funding themes, which are:
* removing barriers to family life;
* extra support after service for those that need help;
* measures to integrate military and civilian communities and allow the Armed Forces community to participate as citizens;
* and non-core healthcare services for veterans.